When we paid our Auto and House Insurance last November I decided to try a new savings approach in putting money aside for next years Insurance costs. WeI took a small coffee can, sat down and put a plan in place.
We decided that we would start to put the money in the can from the following:
- Any pop bottle returns
- Our small change each month, quarters, dimes and nickles only
- Any overages from “shop’s” ** this was the surprise for us
- Any Caddle Cash Rebate monies as I do mostly the questionnaires on this so it doesn’t cost me $
- My husband Caddle Cash Rebates
- Both of us have a Legerweb survey account, again this is all Free money yearly
We started this in November with the hopes of reaching a goal of $1,000 towards our “Insurances” and so the journey began. Initially we just focused on it a bit and put the tiny bit’s in the coffee can and at the end of each month we did a count to see where we were….must be the banker in me lol.
We just did a count and at the end of April…6 months into this we have $1,156.00 far surpassing our original goal. Off to the bank we went to put it into an account and ready to start the second half of the year to see where we will end up and adjusted our goal to now $2,000.
This is all money that we simply never counted on, just putting bits and pieces aside regularly, survey’s that didn’t cost us anything except a few minutes time, bottle returns that we normally did but simply put that into our pocket.
Come November when our Insurances are due, it won’t come out of our regular monies, but from this fund. Maybe next year it will be our Vacation Account Fund !
Small changes and focus CAN make a difference…and hubby is thrilled!